(a) An association is made up of 6 farmers and 8 traders. If an executive body of 4 members is to be formed, find the probability that it will consist of at least two farmers. (b) The probability of an accident occurring in a given month in factories X, Y, and Z are \(\frac{1}{5}, \frac{1}{12} \) and \(\frac{1}{6}\) respectively. Find the probability that the accident will occur in: i) none of the factories; (ii) all the factories; (iii) at least one factory.